Personal Banking

ATM / Debit Cards

The First National Bank offers customers the convenience of 24 hour access to their money at home or when traveling. All transactions are deducted directly from your account and listed in your monthly statement. The FNB debit card is accepted wherever you see the MasterCard logo.

Certificates of Deposit and IRA's

CD's at FNB come complete with competitive rates, flexible terms with a fixed rate for each term & automatic renewal at maturity. We also offer both traditional and Roth IRA's to meet your individual retirement needs. These offer tax benefits & penalty free withdrawals in specific cases.

Personal Savings Accounts

First National Bank offers a statement savings account with interest credited and compounded monthly and 24 hour access to funds from anywhere in the world with an optional ATM card.

Personal Checking Accounts

 

Regular
Checking

Senior
Checking
(age 65 years or older)

"NOW"
Accounts

Personalized Checks:
Price Varies
Price Varies
Price Varies
Monthly Fee:
$6.00*
No Fee
$10.00*
Interest Bearing:
No
No
Yes**
Minimum Deposit To Open:
$100.00
$100.00
$1,000.00
Statements:
Monthly
Monthly
Monthly
Dormant Fee: After 1 Year Inactivity
$5.00/Month
$5.00/Month
$5.00/Month

*No Fee if balance does not drop below $500.00 at any time during the month. Depositors age 65 years and older will have no monthly charge regardless of lowest balance.

**Variable rate based on market conditions and subject to change daily will be posted in lobby. No interest will be paid if balance drops below $1000.00.