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 Business BankingFirst National Bank of Waverly offers a variety of business accounts.Business Checking Business checking accounts require as little as $100.00 deposit at the time the account is opened. We send out a monthly statement on these accounts and if your balance stays over $500.00 you will not receive the $6.00 monthly service charge. There is a $15.00 overdraft fee and if a check you deposited is returned unpaid for any reason a $2.00 fee per item will be charged to your account. Any account that has no activity for 12 consecutive months will be considered dormant and a $5.00 fee will be added each month until the account is re-activated. Interest bearing checking accounts are also available to sole proprietors and non-profit organizations. These accounts require a minimum daily balance of $1000.00 to earn interest. First National has chosen Deluxe as our check printer. They offer a wide variety of business supplies, such as, computer checks, top stub, 3-on-a-page, your basic paper check, as well as personalized single, duplicate and triplicate deposit slips and stamps. Click here to order checks and other supplies from Deluxe online. MasterCard and Visa FNB offers Visa business accounts for business owners and will provide cards tied to the business line for employees as well at the owner's request. We also offer merchant accounts using "dial-pay" in that all transactions are punched in over the phone or "electronic" in which the card is swiped through a terminal. Please contact the credit card department for a detailed explanation of fees and regulations. |
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